Life insurance is a complex financial instrument, but it is not a complicated one.  A life insurance policy can serve many functions, but it is, fundamentally, a tool to reduce risk for you or your family.  A policy can cover funeral expenses or the costs of a child’s education, provide for a surviving spouse, children, […]

Are your everyday habits secretly draining your wallet? Discover the sneaky spending pitfalls and learn how to take control of your finances with our latest article. We’ve all been there – you check your bank account balance and wonder, “Where did all my money go?” In today’s world of convenience and instant gratification, it’s alarmingly easy to […]

In the U.S., the average person has a median income of about $74,600. Some states have incomes above this, and some below. For the states that have the lowest incomes, the median income of those in the state was compared to the top 5% of earners and the bottom 20% to get the full picture. […]

Virtually everyone is interested in financial advice. The money we have and what we can do with it shape our lives and create opportunities. We all want more money, so, how do we get it? There are a lot of things you can do, both mental and physical actions, that can help. Start Saving Young […]

Did you know that the middle class makes up the majority of America’s population? According to the Pew Research Center, in 2020, approximately 50% of adults in the United States were considered part of the middle-income tier. Since the 1970s, this number has gradually decreased as more people dispersed into the lower-income and upper-income categories. […]