Personal Finance
Is Rocket Money Safe To Use for Personal Money Management? An Honest Review
Rocket Money (formerly TrueBill) is one of the most popular personal finance apps among Americans. It helps you save more, spend less, and manage your money smartly in one click. However, a few apprehensions are inevitable when it comes to entrusting your financial details online. You may be worried “Is Rocket Money safe?” and if […]
Debt Relief Programs: A Comprehensive Guide to Financial Freedom
Debt relief programs help individuals and businesses burdened by unmanageable debt. These programs aim to reduce the total amount of debt owed or offer better repayment terms. These plans can effectively help people regain control of their financial health and work toward becoming debt-free. Despite their potential benefits, debt relief programs may not be suitable […]
How To Calculate Annual Income: A Step-by-Step Guide
A person’s annual income is essential information, but not everyone knows how to calculate this magic number or even what to do with it. Knowing your yearly salary is vital for significant purchases, like a house or car. Creating a budget or meeting your personal or family financial goals is also essential. This figure, simply […]
What Is a Hedge Fund? Unraveling the Mysteries of Alternative Investments
The concept of a hedge fund may confuse many people. Most people hear the term and think of great wealth, but ask themselves, what is a hedge fund? At the basic level, a hedge fund is a private investment partnership allowing wealthy people to pool their money to invest in non-traditional financial products. The goal […]
Online Side Hustles: Maximizing Your Income Streams
With the way that technology continues to evolve, there’s a wealth of opportunities for individuals to harness the power of the internet and maximize online income streams. With the right tools and a goal in mind, picking up a few online side hustles to supplement your cash flow is possible. With a diverse range of […]
13 Surprising Things You Can Buy With EBT
Do you prefer shopping for daily essentials on a budget? If you use an Electronic Benefit Transfer or EBT card, you’ll be amazed to know the range of purchasable items extends beyond the basic bread and butter. While EBT cards are commonly used for food assistance through programs like SNAP (Supplemental Nutrition Assistance Program), you […]
Captivating Profits, Controversial Practices, and Corporate Plundering: What Is Private Equity?
Private equity is one of the largest areas of the financial sector but remains largely a mystery to most. Since the average retail investor generally doesn’t have direct access to private equity funds, they become a black box. So, what is private equity, and how can it affect you and your finances? Unless you’re a […]
Why Debt is an Addiction: How to Recognize and Overcome It
Debt can be defined as a situation when you owe money to individuals, creditors, or organizations such as banks. Addiction is “the state of being enslaved to a habit or to practice something that is psychologically or physically habit-forming.” Addiction comes in many forms, from drugs and alcohol to gambling and sex. But one addiction […]
7 Cities Paying off the Most and Least Household Debt
Household debt in the U.S. is extremely high, totaling $17.7 trillion. This debt includes everything a household owes, including car payments and mortgages, as well as student loans and other debt. During the first quarter of 2024, the amount of household debt went down by about $135 billion. People in certain cities have gotten rid […]
Looking for a Career in Finance? These are the 10 BEST US Colleges to Study
A recent study has identified the top US states and colleges for students pursuing a financial career, including stocks and trading, with Utah emerging as the leader. The ranking, created by investing experts CreditDonkey, used nineteen metrics in five categories: admission standards, career outcomes, cost, finance specialization, and education quality. These metrics combined to […]