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8 Surprising Facts About Middle-Class Income in America

Did you know that the middle class makes up the majority of America’s population? According to the Pew Research Center, in 2020, approximately 50% of adults in the United States were considered part of the middle-income tier. Since the 1970s, this number has gradually decreased as more people dispersed into the lower-income and upper-income categories. […]

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Money Market Account vs CD: Which is the Better Fit for You?

Money Market Account vs CD? This question can confuse people easily. Saving money is important, but it can be difficult to know where to start. If you’re looking for a way to grow your savings quickly, you may want to consider a Money Market Account (MMA) or Certificate of Deposit (CD). Both options are high-yield […]

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Top 32 Questions to Ask Before Taking A Loan

Loans. A classic example of ‘necessary evil.’ It comes with risk, yet people take loans hoping to improve their financial condition. The number of loan-takers is increasing. According to Transunion, there was a  23.8% increase in personal loans in the first quarter of 2022. While the number of loans is increasing, the number of defaults […]

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Young beautiful asian women getting new car. she very happy and excited. Smiling female driving vehicle on the road on a bright day. Sticking her head outta the windshield.

Tips On Financing a Car: How to be a Smart Buyer

Do you need tips on financing a car? It’s no secret that cars are expensive. According to the latest statistics, the average price of a new car in the United States is $46,526! If you’re like most people, you probably don’t have that kind of money lying around. So, what do you do? You finance […]

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Student Loan Debt 2022: Ways to Deal with It Effectively

It’s no secret that student loan debt has proliferated quickly in the United States over the years. Different individuals might have different perspectives on this matter.  Some might see it as a great way to boost their credit scores through effective management, while others might consider it a huge financial burden. The more important thing […]

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30 Ideas on How to Cut Back On Spending

Are you tired of seeing the numbers in your bank account dwindle away? Are you looking for ideas on how to cut back on spending? If so, you’re not alone. A recent study found that the average American household spends over $5,000 a year on unnecessary expenses. There are plenty of ways to cut back […]

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Our Best Advice to Get Out of Debt

Are you looking for ways to get out of debt? You’re not alone. In the United States, the total amount of debt in the Spring of 2021 was $14.6 trillion, and it’s shared among nearly 340 million people! We all know what it’s like to be in debt. You’re juggling multiple payments each month, and […]

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What is the 4 Percent Rule and Can it be a Plausible Choice?

Retirement planning is crucial to have a secure lifestyle in old age. Spending your nest egg should have a pattern, so you don’t run out of money. The 4 Percent Rule can be a plausible solution to the concerns of many senior citizens. If the term boggles your mind, you are not alone. Many retirees […]

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Top Tips on How to Pick a Financial Planner

How to pick a financial planner? If you’re like most people, managing your money can be a challenge. Between bills, investments, and saving for the future, it’s hard to know where to start. That’s where financial advisors come in. Financial advisors can help you set goals and create a plan to achieve them. They can […]

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Easy Steps for Successful Retirement Planning in Today’s Changing Financial World

You have worked hard and built a life for yourself and your loved ones—a life filled with happiness and achievements. But as you think about retirement, you start aiming for different goals and dreams. That’s great! But to live your dreams after retirement, you need to have financial independence.  Let me walk you through the […]

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