Personal Finance

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20 Quick Cash Strategies to Give Your Finances a Boost

If you’ve found yourself in a bind, you may need some extra cash as soon as possible. Whether it’s to cover an unexpected expense, save for a special occasion, or bolster your savings, there are several ways to make money quickly. From leveraging online platforms to offering your skills and services, here are 20 tried-and-tested […]

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7 Cities Paying off the Most and Least Household Debt

Household debt in the U.S. is extremely high, totaling $17.7 trillion. This debt includes everything a household owes, including car payments and mortgages, as well as student loans and other debt. During the first quarter of 2024, the amount of household debt went down by about $135 billion. People in certain cities have gotten rid […]

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Looking for a Career in Finance? These are the 10 BEST US Colleges to Study

A recent study has identified the top US states and colleges for students pursuing a financial career, including stocks and trading, with Utah emerging as the leader.   The ranking, created by investing experts CreditDonkey, used nineteen metrics in five categories: admission standards, career outcomes, cost, finance specialization, and education quality. These metrics combined to […]

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Can Money Buy Happiness?

For better or for worse, we live in a modern world where, more often than not, wealth equates to happiness. It’s crucial, though, to comprehend that money can’t always ensure happiness. As in many sectors of life, there are many misconceptions about money, and here, we have pointed out all the reasons why money alone […]

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9 Important Things To Keep In Mind When Comparing Life Insurance Policies

Life insurance is a complex financial instrument, but it is not a complicated one.  A life insurance policy can serve many functions, but it is, fundamentally, a tool to reduce risk for you or your family.  A policy can cover funeral expenses or the costs of a child’s education, provide for a surviving spouse, children, […]

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4 Habits That Actually Cause You To Spend More Money

Are your everyday habits secretly draining your wallet? Discover the sneaky spending pitfalls and learn how to take control of your finances with our latest article. We’ve all been there – you check your bank account balance and wonder, “Where did all my money go?” In today’s world of convenience and instant gratification, it’s alarmingly easy to […]

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States Where People Have the Lowest Income

In the U.S., the average person has a median income of about $74,600. Some states have incomes above this, and some below. For the states that have the lowest incomes, the median income of those in the state was compared to the top 5% of earners and the bottom 20% to get the full picture. […]

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How to Max Out Your Retirement Accounts: 401(k), IRAs, and More

Nowadays, retirement seems like a nightmare for most job holders due to record-breaking worldwide inflation, war, and stock-market volatility. A study in 2020 showed that 40% of people in America are frightened of being retired to financial instability. This is why you necessitate a retirement account. But, running a retirement account is not all to […]

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The 15 Best Pieces of Financial Advice

Virtually everyone is interested in financial advice. The money we have and what we can do with it shape our lives and create opportunities. We all want more money, so, how do we get it? There are a lot of things you can do, both mental and physical actions, that can help. Start Saving Young […]

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8 Surprising Facts About Middle-Class Income in America

Did you know that the middle class makes up the majority of America’s population? According to the Pew Research Center, in 2020, approximately 50% of adults in the United States were considered part of the middle-income tier. Since the 1970s, this number has gradually decreased as more people dispersed into the lower-income and upper-income categories. […]

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