Outdoor Portrait Of Serious Hispanic Senior Man With Mental Health Concerns.

How to Max Out Your Retirement Accounts: 401(k), IRAs, and More

Nowadays, retirement seems like a nightmare for most job holders due to record-breaking worldwide inflation, war, and stock-market volatility. A study in 2020 showed that 40% of people in America are frightened of being retired to financial instability. This is why you necessitate a retirement account. But, running a retirement account is not all to […]

Continue Reading
stack of silver coins with trading chart in financial concepts and financial investment business stock growth.

Money Market Account vs CD: Which is the Better Fit for You?

Money Market Account vs CD? This question can confuse people easily. Saving money is important, but it can be difficult to know where to start. If you’re looking for a way to grow your savings quickly, you may want to consider a Money Market Account (MMA) or Certificate of Deposit (CD). Both options are high-yield […]

Continue Reading
stack of silver coins with trading chart in financial concepts and financial investment business stock growth.

Top 32 Questions to Ask Before Taking A Loan

Loans. A classic example of ‘necessary evil.’ It comes with risk, yet people take loans hoping to improve their financial condition. The number of loan-takers is increasing. According to Transunion, there was a  23.8% increase in personal loans in the first quarter of 2022. While the number of loans is increasing, the number of defaults […]

Continue Reading
Young beautiful asian women getting new car. she very happy and excited. Smiling female driving vehicle on the road on a bright day. Sticking her head outta the windshield.

Tips On Financing a Car: How to be a Smart Buyer

Do you need tips on financing a car? It’s no secret that cars are expensive. According to the latest statistics, the average price of a new car in the United States is $46,526! If you’re like most people, you probably don’t have that kind of money lying around. So, what do you do? You finance […]

Continue Reading
student holding piggy bank.

Student Loan Debt 2022: Ways to Deal with It Effectively

It’s no secret that student loan debt has proliferated quickly in the United States over the years. Different individuals might have different perspectives on this matter.  Some might see it as a great way to boost their credit scores through effective management, while others might consider it a huge financial burden. The more important thing […]

Continue Reading
Personal Finance And Young Couple Family Money.

30 Ideas on How to Cut Back On Spending

Are you tired of seeing the numbers in your bank account dwindle away? Are you looking for ideas on how to cut back on spending? If so, you’re not alone. A recent study found that the average American household spends over $5,000 a year on unnecessary expenses. There are plenty of ways to cut back […]

Continue Reading
Happy mature couple using laptop at home.

What is the 4 Percent Rule and Can it be a Plausible Choice?

Retirement planning is crucial to have a secure lifestyle in old age. Spending your nest egg should have a pattern, so you don’t run out of money. The 4 Percent Rule can be a plausible solution to the concerns of many senior citizens. If the term boggles your mind, you are not alone. Many retirees […]

Continue Reading
Happy financial advisor and African American couple using laptop on a meeting in the office.

Top Tips on How to Pick a Financial Planner

How to pick a financial planner? If you’re like most people, managing your money can be a challenge. Between bills, investments, and saving for the future, it’s hard to know where to start. That’s where financial advisors come in. Financial advisors can help you set goals and create a plan to achieve them. They can […]

Continue Reading
Depressed young woman thinking about breakup sitting by the window alone at home.

Why Debt is an Addiction: How to Recognize and Overcome It

Debt can be defined as a situation when you owe money to individuals, creditors, or organizations such as banks. Addiction is “the state of being enslaved to a habit or to practice something that is psychologically or physically habit-forming.” Addiction comes in many forms, from drugs and alcohol to gambling and sex. But one addiction […]

Continue Reading